FRANDSEN BANK & TRUST Member FDIC UNITEDS OFAME LIMITED TIME OFFER! 5.12% APY* KB 5710 GUARANTEED FOR 6-MONTHS. WHEN YOU OPEN A MONEY MARKET ACCOUNT BY OCTOBER 31, 2023 TALK TO A BANKER Real People. Real Results. *Annual Percentage Yield (APY) effective as of September 01, 2023 1) Account must be opened at the Vadnais Heights location between 9/01/2023-10/31/2023 to obtain the guaranteed rate for 6-months. $25,000 minimum opening balance required to earn the disclosed APY. Promotional rate applies only to new money, not currently on deposit with Frandsen Bank & Trust. After 6-month promotion period APY will revert back to the current Money Markettiered rate/APY at that time. Fees may reduce earnings. FrandsenBank.com fin FRANDSEN BANK & TRUST Member FDIC UNITEDS OFAME LIMITED TIME OFFER ! 5.12 % APY * KB 5710 GUARANTEED FOR 6 - MONTHS . WHEN YOU OPEN A MONEY MARKET ACCOUNT BY OCTOBER 31 , 2023 TALK TO A BANKER Real People . Real Results . * Annual Percentage Yield ( APY ) effective as of September 01 , 2023 1 ) Account must be opened at the Vadnais Heights location between 9 / 01 / 2023-10 / 31 / 2023 to obtain the guaranteed rate for 6 - months . $ 25,000 minimum opening balance required to earn the disclosed APY . Promotional rate applies only to new money , not currently on deposit with Frandsen Bank & Trust . After 6 - month promotion period APY will revert back to the current Money Markettiered rate / APY at that time . Fees may reduce earnings . FrandsenBank.com fin